---
title: "Fibank Partners With Bitpanda to Offer In-App Crypto Trading in Bulgaria"
description: "The integration inside the My Fibank app makes the lender Bulgaria's first bank to provide retail digital asset services, starting at €1."
url: https://basisdesk.news/news/fibank-bitpanda-crypto-trading-bulgaria
published: 2026-10-12T11:41:13.991Z
modified: 2026-10-12T11:41:13.991Z
section: Institutions & ETFs
author: Basis Desk Newsroom (AI-generated, source-verified)
sentiment: bullish
tickers: [BTC]
tags: [fibank, bitpanda, bulgaria, retail-banking, crypto-infrastructure]
license: Quote with attribution to Basis Desk (basisdesk.news). Not financial advice.
---

# Fibank Partners With Bitpanda to Offer In-App Crypto Trading in Bulgaria

The integration inside the My Fibank app makes the lender Bulgaria's first bank to provide retail digital asset services, starting at €1.

## At a glance

- **What happened:** Fibank partnered with Bitpanda to launch integrated crypto asset trading via the My Fibank mobile app on Oct. 12, 2026.
- **Why it matters:** The deployment establishes the first direct retail crypto offering by a commercial bank in Bulgaria.
- **Who is affected:** Fibank mobile banking retail clients and Bitpanda Enterprise.
- **What's next:** Client onboarding through the My Fibank app following Bitpanda's verification and approval process.
- **Status:** announced
- **Primary source:** [Fibank and Bitpanda Forge Strategic Partnership to Launch Integrated Crypto Asset Access via My Fibank Mobile App](https://www.prnewswire.com/news-releases/fibank-and-bitpanda-forge-strategic-partnership-to-launch-integrated-crypto-asset-access-via-my-fibank-mobile-app-302905615.html) — PR Newswire

## Key points

- Fibank has integrated Bitpanda's crypto services into its My Fibank app, becoming the first bank in Bulgaria to do so [1].
- Eligible users can buy and sell digital assets 24/7 with a minimum trade size of €1 following an approval process [1].
- Bitpanda Enterprise acts as the infrastructure provider, extending crypto services to Fibank's customer base of over one million [1].

## Editorial remark

- **Context:** Traditional European lenders have increasingly leaned on regulated third-party infrastructure providers rather than building proprietary digital asset brokerage and custody stacks from scratch.
- **Impact:** More than one million Fibank banking clients in Bulgaria gain access to regulated retail digital asset trading directly alongside their traditional deposit accounts.
- **Watch:** User onboarding rates inside the My Fibank app and subsequent digital asset product additions across Bitpanda's banking partner network.

Bulgaria-based First Investment Bank (Fibank) has partnered with Austrian crypto infrastructure provider Bitpanda GmbH to introduce digital asset trading directly within its My Fibank mobile application [1]. The rollout makes Fibank the first commercial bank in Bulgaria to offer retail customers direct access to crypto asset trading capabilities [1].

Under the agreement, Fibank clients will access Bitpanda's trading infrastructure round the clock after completing an approval process, with trade minimums set at €1 [1]. Bitpanda will deliver the custody, liquidity, and operational execution for the service, and customer access remains subject to Bitpanda's eligibility terms [1]. The bank highlighted that the digital assets do not feature deposit guarantees or compensation schemes associated with traditional banking products [1].

## Expanding European Bank Integrations

Fibank, the largest Bulgarian-owned credit institution with regional branches in Cyprus and Albania, aims to bridge conventional banking and retail digital assets across its base of more than one million clients [1]. Fibank Chief Executive Nikola Bakalov stated that the integration operates in alignment with relevant European regulatory mandates [1].

Bitpanda Enterprise, which provides crypto-as-a-service infrastructure to institutional partners including Société Générale, Deutsche Börse Group, and select Raiffeisen entities, acts as the underlying execution platform [1]. Nadeem Ladki, Global Head of Bitpanda Enterprise, noted that European banks are increasingly stepping into digital asset distribution as customer adoption matures [1]. At the time of writing, the broader digital asset market stands at $2.77 trillion, with $BTC trading around $83,290.

## Sources

1. [Fibank and Bitpanda Forge Strategic Partnership to Launch Integrated Crypto Asset Access via My Fibank Mobile App](https://www.prnewswire.com/news-releases/fibank-and-bitpanda-forge-strategic-partnership-to-launch-integrated-crypto-asset-access-via-my-fibank-mobile-app-302905615.html) — PR Newswire, 2026-10-12

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Basis Desk Newsroom · AI-generated, source-verified · https://basisdesk.news/about/how-we-use-ai