---
title: "Greece Proposes 10% Flat Tax on Crypto Capital Gains and Staking Yields"
description: "A draft bill released by the Ministry of National Economy and Finance introduces a 10% levy on personal digital asset gains while exempting crypto-to-crypto swaps."
url: https://basisdesk.news/news/greece-proposes-ten-percent-crypto-tax-capital-gains
published: 2026-10-08T08:11:19.211Z
modified: 2026-10-08T08:11:19.211Z
section: Regulation & Policy
author: Basis Desk Newsroom (AI-generated, source-verified)
sentiment: neutral
tickers: []
tags: [Greece, Crypto Tax, Capital Gains, Staking, European Union]
license: Quote with attribution to Basis Desk (basisdesk.news). Not financial advice.
---

# Greece Proposes 10% Flat Tax on Crypto Capital Gains and Staking Yields

A draft bill released by the Ministry of National Economy and Finance introduces a 10% levy on personal digital asset gains while exempting crypto-to-crypto swaps.

## At a glance

- **What happened:** The Greek Ministry of National Economy and Finance opened public consultation on a draft bill taxing crypto capital gains at 10%.
- **Why it matters:** The framework removes tax ambiguity in Greece, setting a clear 10% rate for disposals and staking while exempting token-to-token swaps.
- **Who is affected:** Greek individual cryptocurrency investors, stakers, liquidity providers, and individuals holding unreported historical crypto gains.
- **What's next:** The public consultation will conclude ahead of formal submission and debate in the Greek Parliament.
- **Status:** consultation
- **Primary source:** [Σε διαβούλευση το νέο πλαίσιο για οφειλέτες και servicers – Όλες οι αλλαγές σε ιδιωτικό χρέος, crypto και χρηματοπιστωτική αγορά](https://minfin.gov.gr/se-diavoulefsi-to-neo-plaisio-gia-ofeiletes-kai-servicers-oles-oi-allages-se-idiotiko-chreos-crypto-kai-chrimatopistotiki-agora) — minfin.gov.gr

## Key points

- Greece's Ministry of National Economy and Finance introduced a draft bill taxing individual crypto capital gains at 10%.
- Direct crypto-to-crypto trades are tax-exempt, while annual capital gains up to €500 incur no tax liability.
- Yields from staking, lending, and liquidity provision will be taxed at 10% as interest income, with a 12-month penalty-free amnesty for prior gains.

## Editorial remark

- **Context:** Greece previously lacked specific statutory guidelines defining the tax treatment of digital assets, leaving retail investors navigating regulatory ambiguity around realized gains and staking distributions.
- **Impact:** Greek retail investors gain clear legal certainty and a relatively competitive 10% flat rate, while past non-compliant holders receive a one-year window to report legacy gains without incurring penalties.
- **Watch:** The conclusion of the public consultation period and the subsequent parliamentary vote to codify the draft bill into Greek national law.

The Greek Ministry of National Economy and Finance submitted a comprehensive draft bill for public consultation on Oct. 8, 2026, introducing the country's first explicit statutory framework for cryptocurrency taxation [1]. Under the draft legislation, net capital gains realized by individuals from the sale or transfer of digital assets will face a flat tax rate of 10% [1].

Under the proposed rules, capital gains are calculated as the difference between the purchase price and the disposal price, using average acquisition cost rules for multiple purchases [1]. Gains up to €500 per tax year will remain tax-exempt [1]. Crucially for active traders, direct crypto-to-crypto swaps will not trigger a taxable event [1]. Meanwhile, earnings generated from staking, crypto lending, and liquidity provision will be classified as interest income and subjected to the same 10% rate [1]. Crypto acquisitions will also count toward asset purchase expenditure tests used to evaluate taxpayer wealth [1].

## Retroactive Amnesty and Inheritance Rules

For wealth transfers, digital assets will be classified as intangible movable property located abroad for inheritance, gift, and parental grant taxes [1]. Valuation will be determined based on their euro market value on the day prior to the tax liability date [1]. The ministry noted that crypto disposals will remain exempt from the Digital Transaction Fee [1].

To normalize unreported holdings, the draft bill includes a 12-month voluntary disclosure window starting from the law's official publication, enabling taxpayers to declare past gains free of penalties or interest [1]. While major jurisdictions have approached the issue with diverse frameworks—comparable to digital asset regimes reviewed in [Crypto Taxes in the US: The Basics of Digital Asset Taxation](https://basisdesk.news/news/crypto-taxes-us-basics) and [Crypto Taxes in the UK: The Basics](https://basisdesk.news/news/crypto-taxes-uk-basics)—Greece's flat 10% rate represents one of the lower explicit rates in the European Union.

## FAQ

**Are crypto-to-crypto exchanges taxable under the Greek proposal?**

No. Under the draft bill, trading one cryptocurrency directly for another does not generate a taxable capital gain.

**How will staking rewards be taxed in Greece?**

Earnings from staking, lending, and liquidity provision will be treated as interest income and taxed at a flat rate of 10%.

**Is there an exemption for small capital gains?**

Yes. Realized capital gains up to €500 per tax year are completely exempt from taxation.

## Sources

1. [Σε διαβούλευση το νέο πλαίσιο για οφειλέτες και servicers – Όλες οι αλλαγές σε ιδιωτικό χρέος, crypto και χρηματοπιστωτική αγορά](https://minfin.gov.gr/se-diavoulefsi-to-neo-plaisio-gia-ofeiletes-kai-servicers-oles-oi-allages-se-idiotiko-chreos-crypto-kai-chrimatopistotiki-agora) — minfin.gov.gr, 2026-10-08

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Basis Desk Newsroom · AI-generated, source-verified · https://basisdesk.news/about/how-we-use-ai
