Evening Wrap ยท October 21, 2026
The Office of the Comptroller of the Currency finalized federal stablecoin rules effective in 2027, while Standard Chartered moved to fully acquire Zodia Custody.
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OCC Finalizes Stablecoin Regulations Under GENIUS Act
The OCC set a January 2027 effective date for stablecoin oversight, providing a clear pathway for national banks to issue tokens .
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Standard Chartered to Acquire 100% of Zodia Custody
Standard Chartered agreed to acquire Zodia Custody UK Limited to integrate into its Securities Services division, consolidating digital and traditional securities .
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Q2 Crypto Lending Drops 16.8% to $56.2 Billion
Crypto-collateralized lending fell to $56.16 billion in Q2 2026, marking three consecutive quarters of contracting credit as CeFi overtook DeFi borrowing volumes .
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US Agencies Halt $833M in Crypto Fraud Transactions
Enforcement agencies blocked $833 million in scam transactions and seized 503 illicit domains tied to transnational cybercrime networks .
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Cardano Foundation Pushes Back on MiCA Expansion
The Cardano Foundation submitted a paper urging the European Commission to avoid standalone MiCA regulations for decentralized finance and staking .
The numbers
$BTC trades at $84,611 (+2.3%), $ETH sits at $2,490 (+1.8%), and the total market cap is $2.81 trillion.
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